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Budgeting tips for students

We want your time at RWCMD to be enjoyable and stress-free, so here are some practical budgeting tips to help you make the most of your money.

Plan ahead

Remember, your student loan needs to last through the term and holidays. Avoid overspending early on by prioritising essentials like rent, food and travel.

  • Draft a budget before term starts, outlining income and expenses.

Day-to-day money-saving tips

  • Cook at home instead of eating out and shop around for deals. Use supermarket loyalty cards and buy in bulk for essentials.
  • Wait until term begins before buying books or equipment – borrow, share or buy second-hand.
  • Sign up for platforms like NUS TOTUM, Student Beans, UNiDAYS and Groupon to save on eating out, shopping and entertainment.
  • Use public transport, walk, cycle or invest in a 16-25 Railcard or Young Persons Coach Card for discounts on travel.

Watch your spending habits

  • Pay bills on time to prevent additional charges.
  • Use credit cards wisely to avoid long-term debt.
  • Consider a NUS TOTUM card for student discounts.

Get support for financial wellbeing

An advisor from the University of South Wales visits our campus regularly. To book an appointment, email student.services@rwcmd.ac.uk.

They will be able to offer advice on the following:

  • Cost of living
  • Student finance
  • Scholarships and bursaries

Helpful links

By following these tips, you can make your money last while still enjoying your time at RWCMD.

Useful information

How to pay your fees

As a student, you are required to pay tuition fees to enrol and access the College’s resources and classes.
Find out more

Student finance

Find out everything you need to know to plan your student finances including tuition fees, and available support.
Find out more

Term dates

Find out the term dates for the academic year ahead.
Find out more

Explore section

Overview

We’re so excited to welcome you to our creative community. This is the beginning of an incredible journey, and we’re here to support you every step of the way.

Before you arrive

Your journey at RWCMD starts here. Here you can find everything you need to plan your arrival.

When you get here

Your first weeks at RWCMD will be full of new experiences, and we’re here to help you settle in quickly.

International student guide

Our guide for international students provides everything you need to prepare for your big move and help you settle in.

Your starter checklist

Get organised with our checklist of essential starter tasks, from finalising your accommodation to confirming your registration, ensuring you're fully prepared for your time at RWCMD.